Granny Chapter Two Fitgirl Repack Free Download PC Game
Granny Chapter Two Fitgirl Repack Free Download PC Game final version or you can say the latest update is released for PC.And the best this about this DLC is that it’s free to download.In this Tutorial we will show you how to download and Install Granny Chapter Two Torrent for free.Before you download and install this awesome game on your computer note that this game is highly compressed and is the repack version of this game.
Download Granny Chapter Two Fit girl repack is a free to play game.Yes you can get this game for free.Now there are different website from which you can download Granny Chapter Two igg games and ocean of games are the two most popular websites.Also ova games and the skidrow reloaded also provide you to download this awesome game.
Granny Chapter Two for Android and iOS?
Yes you can download Granny Chapter Two on your Android and iOS platform and again they are also free to download.
- Fallout 4 1.10.162 Download Update
- Football Manager 2020 Fitgirl Repack
- FIFA 20 Fitgirl Repack
- Transport Fever 2 Fitgirl Repack
How To download and Install Granny Chapter Two
Now to download and Install Granny Chapter Two for free on your PC you have to follow below given steps.If there is a problem then you can comment down below in the comment section we will love to help you on this.
- First you have to download Granny Chapter Two on your PC.You can find the download button at the top of the post.
- Now the download page will open.There you have to login .Once you login the download process will starts automatically.
- If you are unable to download this game then make sure you have deactivated your Ad blocker.Other wise you will not be able to download this game on to your PC.
- Now if you want to watch game Installation video and Trouble shooting tutorial then head over to the next section.
TROUBLESHOOTING Granny Chapter Two Download
Screenshots (Tap To Enlarge)
Granny Chapter Two Review ,Walkthrough and Gameplay
Okay it’s happening Granny Chapter Two igg games. I it better happen we better we better beat this game I’ve tried so many times. I’ve tried so many more times than just what you’ve seen on camera because I really really want to get out a Granny Chapter Two download PC game, of me beating the game I want to see the ending I know you guys want to see the ending so just get to the ending man.Okay I need to calm down I’m already riled up I don’t care how we beat it I don’t care if it’s the boat ending or the front-door ending. I actually want to get both endings so as soon as I get one you know I’m gonna make another Granny Chapter Two fitgirl repack trying to get the other one calm and collected let me try to remember the best way to do everything so first off I’m gonna check over here if there’s any spawns there’s a crowbar that’s good so if we can take out granny. Tell me there’s a stun gun right here that would be so good yes okay come here granny oh I’m so ready for this come on come on granny. I’m just gonna back up a little bit I don’t want her to get stuck in the doorway happens literally all the time come on granny .
I know you’re coming you just like move a little bit faster than I how far away were you why is she taking so long stay patient I’m not wasting any of my lives granny where are you man do you guys hear that just she’s definitely like what a movement going on hey come on get down here Granny Chapter Two free download PC game.Hello I’ve been standing here for so long like what is happening are they stuck what is going on why aren’t they coming downstairs what where are these doors opening and closing kyoool. I mean I might as well start searching around alright I would love the ammo there’s granny ok all right let’s get that key away from him there we go sure why not, let’s go deal with that right away because we don’t need the security key for anything else but this right here Granny Chapter Two torrent cool and then we can search up here while we have a chance be good to bring the crowbar.
Up here too so nothing there I think that I already hear them Granny Chapter Two fitgirl repack how long was grandpa out for let’s go back downstairs Oh actually let’s go in here I think they’re back now come on boxes cooperate okay well we know where the gas is you know the stun gun is on the main floor so that’s pretty easy to deal with is there anything on the bed actually no okay cool all right make it okay progress.Let’s see if any of them are right here let’s quickly look in here okay weapon key how should we do this let’s go ahead and what am I gonna follow right now hopefully that brings granny down there which should allow me to grab that weapon key Granny Chapter Two ocean of games.
I’m gonna be quick about it so weapon key needs to go downstairs as well so let’s put that down there just the weapon key as long as grandpa’s not right here okay we’re good, let’s climb up here all right we’re made okay progress we’re actually doing all right we do need to bring the crowbar upstairs.Okay boat steering wheel that’s good you bring the crowbar up here to open that other crate all right so we got the gas on the boat steering wheel so that’s a decent start okay I just don’t know like a safe way to go down now yeah granny’s probably gonna be coming oh there is a trap okay nothing in there might as well just try searching through as many things as possible there’s a door lock that’s good, where’s granny though she would have been coming too maybe. I can actually oh boy okay as long as I don’t knock the hangars over should be okay there’s a spark plug so if we get the padlock then we have what we need for the boat escape we got the gasoline in the bathroom oh please don’t come in here.
I just like close out again you don’t see anything I’m still okay okay so we need to put the boat wheel and the gasoline and the spark plug downstairs when you bring the crowbar back upstairs Granny Chapter Two skidrow. I just I don’t know which direction granny would have went she opened a door so that could mean a lot of things okay well okay so, that’s ready to go we don’t really have a choice we kind of just have to okay all right I’m dropping you all right okay all right that wasn’t good that’s fine we know that the stun gun is right there before we even get the stun gun we could put the spark plug and the boat steering wheel down that might be the way to do it and we can bring the crowbar up.Let’s do that then oh boy okay okay okay okay so crowbar right where’s the crowbar where’s the crowbar oh there it is and let’s just quickly double-check if there’s anything right in here I don’t think there usually is so we’re good oh oh come on man can I get that oh okay cool do you wish grandpa shoots okay good take that back oh here comes granny okay you too grandma boom yes.Okay we have some time so first things first steering wheel.
I’m just gonna be extra prepared get down the stairs okay then the spark plug over here I’m gonna get you downstairs okay okay and then you okay that’s a pretty good spot for the stun gun so now we can take the crowbar oh and we need to look up here too okay okay so there’s the cutting pliers we might as well deal with that right now well we got to be quick cutting pliers then we need to go upstairs with these so it’s fine that the crowbars up upstairs we know that it’s in the kitchen these cutting pliers need to be over here once we get the weapon and we know that the weapon key okay let’s go back downstairs and we can throw the gasoline downstairs okay okay okay this might work out actually so gasoline okay easy does it he doesn’t missus I’m just gonna hide down here and collect myself okay so we’re only on day two really on Granny Chapter Two pc download.
This is fine we’re kind of getting things together here I’m so determined to win this game we have the spark plug the boat steering wheel.The gasoline downstairs so while we’re down here we might as well take care of all that the crowbar is upstairs and the stun gun is right there on the main floor whenever we come up so we’re pretty safe.Right now if we can get the padlock key then we can escape with the boat we have the cutting pliers in place we have the weapon key pretty much in place, it’s just in the bathroom so we just got to see what the crowbar unlocks and that crate just let me just go down oh no they did who was that was that granny that went down is this an opportunity that I sense I don’t that running running running let’s deal with this actually might as well right now okay so here comes granny .He would have heard that so let’s be ready there we go gonna drop this right here nice little easy spot to get it and we’re gonna quickly search through the kitchen okay man guys think we might have this .
I’m feeling pretty confident we still need a boat key there it is okay I forgot about that boat key you go downstairs okay so you’re down there crowbar we searched everything else up here I’m just being absolutely extra certain crowbar right here what are we got we don’t need the crowbar upstairs though do we oh I think they’re gonna come over here.Now okay well we at the very least have the hand wheel which is okay it doesn’t quite help with the boat I want to lure granny overheat Oh okay I want to lure granny here now if I can then I know that they’re both right there and then I can go and deal with the weapon key. I’m gonna try that again come on granny come here granny come on Leah granny you can do it there we go so I’m gonna pick you up. I’m gonna do this still had the hand wheel on me there and was weird that’s all good I got the shotgun ah okay are they gonna be coming here now oh hey granny boom all right where’s grandpa you’re not still upstairs are you please don’t still be upstairs oh okay let’s go let’s go let’s go let’s go let’s go we already have what we need up here.
Oh guys I’m feeling pretty all right about this feeling pretty okay shoot so that’s open so now we can do this and what do we get from this tell me it’s the padlock key or a safe key or something padlock key oh okay so, if we make our way back downstairs now successfully and then we’re golden running right behind grandpa okay dropping you picking you all right one thing at a time okay boat wheel it’s not too sure if granny heard that like if she is she gonna be coming over there one spark plug please guys.Oh no grandpa saw me it’s okay I’m down here now it should be okay where does this go where’s sparkplug go here nice okay. I’m gonna hide here just in case guys guys we might have this we might actually have this fill it up with gas grab the boat key simple as that close that I’m just trying to figure out now how do I grab how do I use the padlock key here without making noise like Granny Chapter Two download PC game I need to have the I need to have the boat key down here ready to go somehow I’m not too sure.
I’m gonna do that unless I just take a death but I really don’t want to risk that either I definitely threw the boat key down here somewhere if I’m fast enough I can maybe do this quickly without getting killed if I just run into my room oh she’s right there did she catch me hole I don’t know. If she saw me did she see that oh oh we’re being so careful with our lives this time I don’t want to die even once okay where was the boat key where did I put that it’s got to be there somewhere. I know I threw it down the stairs didn’t I pretty granny go no grandpa Hawaii why though it’s okay quickly look around where’s the boat key where did the boat key go I just throw it down here somewhere I’m pretty sure I picked it up and like threw it back down here is that it well that’s the boat key okay I made noise but it’s okay because grandpa’s downstairs anyways so now we have the boat key we just got to go to the boat and drive away or whatever you would call it boat away float away you drive a boat right sail a boat no.It’s not a sailboat you just wrecked it doesn’t matter we’re gonna leave this house on the boats granny’s downstairs right now I’m pretty sure grandpa should be gone by now maybe so close quick little peek oh come on hmm okay I close the door grandpa’s still downstairs but it’s all fine okay granny sorry her name’s granny.
I just need a bucket down there man and then I’ll be okay I do another little peek running running running running running is this it did we do it engine starts let’s go let’s get out of here that’s right yeah that’s right you guys blew it okay we be after so many tries ah but now we ought to beat it again and we got to go through the front door this time we were really close last time all we would have had to do was get the safe key .I don’t even know what we missed we would have used the hand wheel and then we would have just needed to look in what would if we miss I don’t even know what we would have been missing if we didn’t escape with the boat maybe you can to always necessarily escape both ways no that can’t be true you should always be able to escape both ways I don’t know all I know is next time .
The Co-insurance Clause
Of the more important clauses in current use, the one most frequently used, most severely criticized, most mis¬ understood, most legislated against, and withal the most reasonable and most equitable, is that which in general terms is known as the “co-insurance clause.”
Insurance is one of the great necessities of our business, social and economic life, and the expense of maintaining it should be distributed among the property owners of the country as equitably as it is humanly possible so to do.
Losses and expenses are paid out of premiums col¬ lected. When a loss is total the penalty for underinsurance falls where it properly belongs, on the insured who has elected to save premium and assume a portion of the risk himself, and the same penalty for underinsurance should by contract be made to apply in case of partial loss as applies automatically in case of total loss.
If all losses were total, liberality on the part of the insured in the payment of premium would bring its own reward, and parsimony would bring its own penalty; but the records of the leading companies show that of all the losses sustained, about 65%—numerically—are less than $100; about 30% are between $100 and total; and about 5% are total. The natural inclination, therefore, on the part of the public, particularly on the less hazardous risks, is to under¬ insure and take the chance of not having a total loss; and this will generally be done except under special conditions, or when reasonably full insurance must be carried to sustain credit or as collateral security for loans. There were several strik¬ ing illustrations of this in the San Francisco conflagration, where the amount of insurance carried on so-called fireproof buildings was less than 10% of their value, and the insured in such instances, of course, paid a heavy penalty for their neglect to carry adequate insurance.
Co-insurance operates only in case of partial loss, where both the insurance carried and the loss sustained are less than the prescribed percentage named in the clause, and has the effect of preventing one who has insured for a small percentage of value and paid a correspondingly small pre¬ mium from collecting as much in the event of loss as one who has insured for a large percentage of value and paid a correspondingly large premium. We have high authority for the principle,
“He which soweth sparingly shall reap also sparingly, and he which soweth bountifully shall reap also bountifully.”
and it should be applied to contracts of insurance. Rating systems may come, and rating systems may go; but, unless the principle of co-insurance be recognized and universally applied, there can be no equitable division of the insurance burden, and the existing inequalities will go on forever. The principle is so well established in some countries that the general foreign form of policy issued by the London offices for use therein contains the full co-insurance clause in the printed conditions.
The necessity for co-insurance as an equalizer of rates was quite forcibly illustrated by a prominent underwriter in an ad¬ dress delivered several years ago, in the following example involving two buildings of superior construction:
“A’S” BUILDING “B’S” BUILDING
Value $100,000 Value $100,000
Insurance 80,000 Insurance 10,000
Rate 1% Rate 1%
Premium received— Premium received—
one year, 800 one year, 100
No Co-insurance Clause No Co-insurance Clause
Loss 800 Loss 800
Loss Collectible 800 Loss Collectible 800
“B” pays only one-eighth as much premium as “A,” yet both collect the same amount of loss, and in the absence of co-insurance conditions both would collect the same amount in all instances where the loss is $10,000 or less. Of course, if the loss should exceed $10,000, “A” would reap his reward, and “B” would pay his penalty. This situation clearly calls either for a difference in rate in favor of “A” or for a difference in loss collection as against “B,” and the latter can be regulated only through the medium of a co-insurance condition in the policy.
At this point it may not be amiss incidentally to inquire why the owner of a building which is heavily encumbered, whose policies are payable to a mortgagee (particularly a junior encumbrancer) under a mortgagee clause, and where subrogation may be of little or no value, should have the benefit of the same rate as the owner of another building of similar construction with similar occupancy, but unencum¬ bered.
In some states rates are made with and without co- insurance conditions, quite a material reduction in the basis rate being allowed for the insertion of the 80% clause in the policy, and a further reduction for the use of the 90% and 100% clauses. This, however, does not go far enough, and any variation in rate should be graded according to the co-insurance percentage named in the clause, and this gradation should not be restricted, as it is, to 80%, 90% or 100%, if the principle of equalization is to be maintained.
Various clauses designed to give practical effect to the co-insurance principle have been in use in this country for nearly forty years in connection with fire and other contracts of insurance. Some of these are well adapted to the purpose intended, while others fail to accomplish said purpose under certain conditions; but, fortunately, incidents of this nature are not of frequent occurrence.
There are, generally speaking, four forms, which differ quite materially in phraseology, and sometimes differ in prac¬ tical application. These four clauses are: (1) the old co- insurance clause; (2) the percentage co-insurance clause; (3) the average clause; (4) the reduced rate contribution clause.
Until recently, underwriters were complacently using some of these titles indiscriminately in certain portions of the country, under the assumption that the clauses, although differently phrased, were in effect the same, but they were subjected to quite a rude awakening by a decision which was handed down about a year ago by the Tennessee Court of Civic Appeals. The law in Tennessee permits the use of the three-fourths value clause and the co-insurance clause, but permits no other restrictive provisions. The form in use bore the inscription “Co-insurance Clause,” but the context was the phraseology of the reduced rate contribution clause, and although the result was the same under the operation of either, the court held that the form used was not the co- insurance clause, hence it was void and consequently inop¬ erative. Thompson vs. Concordia Fire Ins. Co. (Tenn. 1919) 215 S.W. Rep. 932, 55 Ins. Law Journal 122.
The law of Georgia provides that all insurance companies shall pay the full amount of loss sustained up to the amount of insurance expressed in the policy, and that all stipulations in such policies to the contrary shall be null and void. The law further provides that when the insured has several policies on the same property, his recovery from any company will be pro rata as to the amount thereof.
About twenty years ago, the Supreipe Court of Georgia was called upon to decide whether under the law referred to the old co-insurance clause then in use, which provided
“that the assured shall at all times maintain a total insurance upon the property insured by this policy of not less than 75% of the actual cash value thereof . . . . and that failing to do so, the assured shall
become a co-insurer to the extent of the deficiency,”
was valid and enforceable, and it decided that the clause was not violative of the law. Pekor vs. Fireman’s Fund Ins. Co. (1898) (106 Ga. page 1)
The Georgia courts, however, have not passed upon the validity of the reduced rate contribution clause in connection with the statutory law above referred to; but it is fair to assume that they will view the matter in the same light as the Tennessee court (supra), and hold that it is not a co-insurance clause, even though it generally produces the same result; that it contains no provision whatever requiring the insured to carry or procure a stated amount of insurance, and in event of failure, to become a co-insurer, but that it is simply a clause placing a limitation upon the insurer’s liability, which is expressly prohibited by statute. The fact that the insurers have labeled it “75% Co-insurance Clause” does not make it such.
It is, therefore, not at all surprising that the question is frequently asked as to the difference between the various forms of so-called co-insurance clauses, and these will be considered in the order in which, chronologically, they came into use.
Probably in ninety-nine cases out of one hundred there is no difference* between these clauses in the results obtained by their application, but cases occasionally arise where ac¬ cording to the generally accepted interpretation the difference will be quite pronounced. This difference, which will be hereinafter considered, appears in connecton with the old co-insurance clause and the percentage co-insurance clause, and only in cases where the policies are nonconcurrent.
The first of the four forms is the old co-insurance clause which for many years was the only one used in the West, and which is used there still, to some extent, and now quite generally in the South. Its reintroduction in the South was probably due to the Tennessee decision, to which reference has been made (supra). This clause provides that the insured shall maintain insurance on the property described in the policy to the extent of at least a stated percentage (usually 80%) of the actual cash value thereof, and failing so to do, shall to the extent of such deficit bear his, her or their pro¬ portion of any loss. It does not say that he shall maintain insurance on all of the property, and the prevailing opinion is that the co-insurance clause will be complied with if he carries the stipulated percentage of insurance either on all or on any part of the property described, notwithstanding the fact that a portion of said insurance may be of no assist¬ ance whatever to the blanket, or more general policy, as a contributing factor.